American Express
Gold Card

American Express
Gold Card

Spend only ₹72,000

Spend only ₹72,000

₹6,000 per month across any brand
online or offline

₹6,000 per month across any brand
online or offline

Get ₹14,000 Taj Vouchers

Get ₹14,000 Taj Vouchers

or Amazon voucher worth up to ₹8,000
or Marriott stays worth up to ₹24,000

or Amazon voucher worth up to ₹8,000
or Marriott stays worth up to ₹24,000

Get this card today.

Get this card today.

Read these Important Instructions before you apply

Read these Important Instructions before you apply

How / Where to Spend?

How / Where to Spend?

Spend on any 6 transactions of Rs 1,000 or more to get 1,000 bonus reward points per month

To Earn Maximum Possible Points

Buy Rs 1,000 worth of vouchers 6 times in 6 different transactions from Gyftr

  • This gives you 1,600 points per month.

  • You can buy Amazon vouchers and add these vouchers on Amazon and shop or pay for anything where Amazon Pay is accepted

  • You can use Amazon this Amazon Pay balance to pay your insurance premiums too via https://www.amazon.in/hfc/bill/insurance

  • There are 125+ different online and offline brands to choose from. Get vouchers of brands where you already spend money like Flipkart, Swiggy, Zomato, Uber, Myntra, etc.

Total Membership Rewards Points earned

  • 2,000 Bonus points for applying via referral link and spending Rs 5,000 in first 90 days.

  • 4,000 Bonus points for spending total Rs 10,000 in first 90 days. This happens automatically if spends are done as given above.

  • Both of the above happen automatically if spends are done as given above

  • 1,600 reward points per month (19,200 per year) on spending Rs 6,000 per month as given above

  • Total 25,200 reward points

Get this card today.

Read these Important Instructions before you apply

How to Redeem Reward Points?

How to Redeem Reward Points?

Option 1

Option 1

Pay for any purchase with your points during checkout at value of Rs 0.25 per point. Pay with Points option available on most online and offline stores. 25,200 points will convert to Rs 6,300 in cash.

Value Back

Value Back

Rs 5,120

Rs 5,120

Return Rate

Return Rate

7.1%

7.1%

Option 2

Option 2

Any purchase already made can also be paid for with points at value of Rs 0.25 per point. 25,200 points will convert to Rs 6,300 in cash.

Value Back

Value Back

Rs 5,120

Rs 5,120

Return Rate

Return Rate

7.1%

7.1%

Option 3

Option 3

Convert 24,000 American Express Membership Reward Points to 8,000 Club Vistara Miles (Free registration on Club Vistara website required) and use them to book a flight worth Rs 6,000-10,000.

Value Back

Value Back

Rs 5,000-9,000

Rs 5,000-9,000

Return Rate

Return Rate

6.9-12.5%

6.9-12.5%

Option 4

Option 4

Convert 24,000 American Express Membership Reward Points to 24,000 Marriott Bonvoy Points (Free registration on Marriott Bonvoy website required) and get a 2-3 night stay at one of ~50 Marriott properties in India across cities like Bengaluru, Amritsar, Agra, Jaipur, Pune, Siliguri, Kochi, Chennai, Visakhapatnam, Jodhpur, Surat, Ahmedabad, Vadodara, Indore. Depending on the property, the value of this 2-3 night stay can be between Rs 8,000-18,000.

Value Back

Value Back

Rs 7,000-17,000

Rs 7,000-17,000

Return Rate

Return Rate

9.7-23.6%

9.7-23.6%

From time to time, transfer bonuses are offered from American Express to Marriott Bonvoy (these are communicated over email). During these offer periods, you can get upto 31,200 Marriott Convoy Points which gives you access to several more Marriott properties in India. Depending on the property, the value of this 2-3 night stay can be between Rs 10,000-24,000.

Value Back

Value Back

Rs 9,000-23,000

Rs 9,000-23,000

Return Rate

Return Rate

12.5-31.9%

12.5-31.9%

Option 5

Option 5

Convert 24,000 American Express Membership Reward Points to vouchers worth Rs 8,000 for one of these brands

  • Amazon

  • Flipkart

  • Reliance Digital

Value Back

Value Back

Rs 6,820

Rs 6,820

Return Rate

Return Rate

9.5%

9.5%

Option 6

Option 6

Convert 24,000 American Express Membership Reward Points to vouchers worth Rs 9,000 for one of these brands

  • Tata Cliq

  • Tanishq

Value Back

Value Back

Rs 7,820

Rs 7,820

Return Rate

Return Rate

10.8%

10.8%

Option 7

Option 7

Convert 24,000 American Express Membership Reward Points to Shoppers Stop vouchers worth Rs 10,000

Value Back

Value Back

Rs 8,820

Rs 8,820

Return Rate

Return Rate

12.3%

12.3%

Option 8

Option 8

Convert 24,000 American Express Membership Reward Points to Taj Hotels stay vouchers worth Rs 14,000.

Value Back

Value Back

Rs 12,820

Rs 12,820

Return Rate

Return Rate

17.8%

17.8%

After converting 24,000 points to one of the above options, you’ll still have 1,200 points worth Rs 300 left that can be used to pay for any transaction.


* Please note that these URLs will show correct information only when you have an American Express login which you can create once you have an American Express card.


**These are the options that you have. You can pick one or a combination of these but remember you only have 24,000 points total so if you redeem 4,000 for a purchase worth Rs 1,000, you’ll only have 20,000 now to convert to Marriott Bonvoy or to Club Vistara.

Get this card today.

Read these Important Instructions before you apply